ringfencing – WiseSteps

Illustration depicting the concept of ringfencing in banking, showing a government building surrounded by financial icons such as coins, tax forms, calculators, balance scales, and a piggy bank—symbolizing the separation of retail banking from riskier investment operations for greater financial stability.

Ringfencing in banking: structural separation or strategic overreach?

Isabella Endiel06/05/20250

Discover the pros, cons, and global impact of ringfencing in banking—exploring how structural separation between retail and investment arms affects financial stability and innovation.